Credit Cards:
- Unsecured
- A regular credit card designed for individuals with less than perfect credit
- Secured
- This type of card is just what it says: secured. For the privilege of having a $200 to $1000 credit card, you must deposit that much money with the credit grantor
|
|
Credit Reports:
- Making sure that your credit report(s) are accurately reporting accounts that were part of your bankruptcy as "included in bankruptcy". Some accounts may still show open and/or overdue.
|
Get a FREE copy of your credit report and score with your FREE 30-day Experian Triple Advantage trial. You'll also get credit alerts from all national bureaus, info on disputing items on your report, and more. Apply Now!
|
Credit Repair:
- Using a third party company can help clear up inaccurately reported items on your credit report(s) can rapidly increase your credit score.
|
Lexington is a law firm specializing in repairing credit reports. We have helped over 200,000 Americans repair their credit reports by removing inaccurate, misleading, or unverifiable information. From bankruptcies to charge-offs to tax liens, we have challenged virtually every credit problem under the sun & deleted over 500,000 items this year alone. Sign Up Today!
|
When you obtain new credit after a bankruptcy, it is essential to take steps to ensure that you use this credit to effectively rebuild and increase your credit score. Here are a few tips that may help you:
- Make your payments on time, all the time.
- Next to making your payments on time, paying down your balance will improve your credit score.
- Only use up to 30% of your credit limit and pay the balance off in full each month.
- Get into the habit of only charging what you can pay off in a month.
- Remember that maxing out your credit cards hurts your credit score.
|
